Homeowners Insurance in and around St. Charles
Protect what's important from unplanned events.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
With State Farm's Insurance, You Are Home
No one knows what tomorrow will bring. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance covers more than your home. It protects both your home and your precious belongings. In the event of a fire or vandalism, you could have damage to some of your belongings as well as damage to the actual house. Without insurance to cover your possessions, you won't get any money to replace your things. Some of your valuables can be replaced if they are lost or damaged outside of your home, like if your bicycle is stolen from work or your car is stolen with your computer inside it.
Protect what's important from unplanned events.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

State Farm Can Cover Your Home, Too
State Farm Agent Tom Wootten is ready to help you handle the unexpected with excellent coverage for your home insurance needs. Such thoughtful service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If if trouble knocks on your door, Tom Wootten can help you submit your claim. Find your home sweet home with State Farm!
As your good neighbor, State Farm agent Tom Wootten is happy to help you with understanding the policy that's right for you. Contact today!
Have More Questions About Homeowners Insurance?
Call Tom at (636) 970-1515 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Help control your home monitoring system with your smartphone
Help control your home monitoring system with your smartphone
The latest generation of smart home monitoring goes far beyond smoke detection and intrusion alerts.
Reduce your home’s carbon footprint with solutions for a more sustainable home
Reduce your home’s carbon footprint with solutions for a more sustainable home
State Farm teams up with WattBuy to calculate your home carbon footprint to find renewable energy options in your area.

Tom Wootten
State Farm® Insurance AgentSimple Insights®
Help control your home monitoring system with your smartphone
Help control your home monitoring system with your smartphone
The latest generation of smart home monitoring goes far beyond smoke detection and intrusion alerts.
Reduce your home’s carbon footprint with solutions for a more sustainable home
Reduce your home’s carbon footprint with solutions for a more sustainable home
State Farm teams up with WattBuy to calculate your home carbon footprint to find renewable energy options in your area.